NewWay Capital

Terms & Conditions

Effective Date: May 12, 2026

Terms of Use

These Terms of Use ("Terms") represent a legal agreement between you and NewWay Capital ("NewWay Capital," "we," "us," or "our"). By accessing any part of this site or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our site or services.

Introduction and Defined Terms

NewWay Capital assists qualified business owners in finding business financing solutions through a network of approved lenders and finance partners. NewWay Capital is not a direct lender and does not underwrite, approve, fund, or collect on loans or financial products. "Service" means the products, services, and software you access through our platform. "Account" refers to your registration with NewWay Capital and any information you voluntarily provide. NewWay Capital is not a banking or financial account provider.

Changes to Terms

We reserve the right to modify, add, or remove portions of these Terms at any time without prior notice. Your continued use of the site following any changes constitutes your acceptance of those changes. The last revision date is displayed at the top of this page. Please review these Terms periodically.

Content Ownership

NewWay Capital owns or has permission to use all text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, artwork, and computer code on this site (collectively, "Content"). You may not copy, reproduce, republish, or distribute any Content without our express written consent. Unauthorized use may violate copyright, trademark, and other applicable laws.

Use of Our Site and Services

By using the site or services, you agree to:

• Be solely responsible for all information and content you submit

• Ensure all submitted information is accurate, truthful, and legally yours to provide

• Not submit applications on behalf of another person or entity without their authorization

• Not use fictitious names or falsified information of any kind

You acknowledge that NewWay Capital may not connect every user with a lender and does not guarantee any specific outcome related to funding or financial services.

Prohibited Uses

You agree not to use the site in any way that:

• Violates applicable local, state, or federal law

• Harms or exploits minors

• Involves sending unsolicited commercial messages ("spam")

• Involves impersonating any person or entity

• Restricts or inhibits any other user's use of the site

• Uses automated tools to scrape, monitor, or copy site content without our express consent

• Introduces malware, viruses, or destructive code of any kind

Electronic Consent & Communication Authorization

By submitting an application, you certify that all information provided is complete and accurate. You consent to receiving communications from NewWay Capital including emails, SMS messages, and calls — even via automated systems — at the contact information you provide. You acknowledge that this consent applies even if your number is on a federal or state Do-Not-Call registry. You may opt out at any time by contacting us directly.

FCRA Consent

By submitting an application, you authorize NewWay Capital and its designated agents to conduct background checks and obtain consumer reports, including credit reports, for the purpose of evaluating your funding application. You understand the scope of these reports may include credit history, employment records, and public records as permitted by law.

Limitation of Liability

To the fullest extent permitted by law, NewWay Capital, its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of revenue, loss of profits, or loss of data — arising out of or in connection with your use of the site or services.

Disclaimer of Warranties

The site and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. NewWay Capital does not warrant that the site will be error-free, uninterrupted, or free of harmful components.

Indemnification

You agree to defend, indemnify, and hold harmless NewWay Capital, its affiliates, and all respective officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, damages, judgments, losses, costs, expenses, or attorney fees arising from your violation of these Terms or your use of the site or services.

Governing Law

These Terms shall be governed and construed in accordance with applicable federal and state law. Any dispute arising out of or relating to these Terms shall be resolved through binding arbitration, and you waive the right to participate in any class action proceeding.

Term and Termination

These Terms remain in effect indefinitely unless terminated. NewWay Capital reserves the right to suspend or terminate your access to the site or services at any time, with or without notice, for any reason.